December Dollars Advance

Get a Head Start on Tax Season with a December Dollars Advance

Republic Bank's December Dollars Advance1 loan can give your clients holiday funds. Provide $100 - $500 holiday Refund Advance, repaid from tax refunds. Enhance your service, attract new customers, and strengthen client loyalty with fast, reliable Refund Advance solutions. 

Key Benefits for EROs: 

  • Early Easy Advance available to eligible taxpyers
  • Funds accessible in December before IRS e-file officially opens
  • Taxpayers can use funds for holiday shopping, households bills, travel, or other personal expenses

Features of the December Dollars Advance

  • NEW LOAN AMOUNT - $100, $200, $300 or $500!
  • Dates: December 11th - December 31st
  • Available for disbursement on an instant issue Netspend® Prepaid Card2 or direct deposit3
  • Advance is repaid upon receipt of the refund
  • A Finance Charge will apply to the taxpayer
  • Only available through Republic Bank!
  • ERO fee will be deducted from the tax preparation fees
Let's make this holiday season one to remember!
Offer the December Dollars Advance and start tax season off with holiday cheer! 

EROs must be enrolled for Republic Bank's Refund Transfer Program and meet prior year funding and loan loss requirements to offer the December Dollars Advance. Cost to ERO per approved December Dollars Advance will be deducted from ERO tax preparation fees and cannot be passed to the taxpayer.  If approved, a Finance Charge will apply to the Taxpayer.  Net Refund refers to the taxpayer’s expected refund amount after deduction of all fees. Please check with your software provider for availability as some options may not be offered. All information is as of August 2025 and is subject to change.

The Netspend Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Mastercard. Ouro Global, Inc. is a registered agent of Republic Bank & Trust Company. This card may be used everywhere Debit Mastercards are accepted. Card use is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement at www.republictaxpayer.com/terms for details.

If a customer chooses direct deposit, it may take additional time for their financial institution to post the funds to their account.

What ERO's Are Saying

Tools and Features...
"I loved everything about the tools and features."

Marketing Assistance...
"Everything was delivered in a timely manner, very nice professional products and pamphlets, with checks and cards. I was very impressed by the Marketing materials!"

Customer Service...
"I think your customer service is the greatest. Thanks so much for all you do for us."