Products Overview

Learn how our products can make your tax season easier!

Republic Bank's Tax Refund Solutions can make your tax season easier!

Refund Transfer1

Refund Transfer (RT) allows customers to pay their tax preparation related fees and other amounts with their refund.

Easy Advance2

Our Easy Advance (EA) gives your customers the option to apply for a loan secured by their tax refund and if approved, get their money as soon as the same day!3



Disbursement Options
Your customers have choices when it comes to how they receive their bank product proceeds.

Bank Check Direct Deposit
Netspend® Visa® Prepaid Card4 Walmart Direct2Cash5



Check Cashing Options

For customers who choose a bank check, we provide extensive Check Cashing Options at a variety of well-known banks and retailers.



Local Banks


1 A Refund Transfer is a fee-based product offered by Republic Bank & Trust Company, Member FDIC. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer’s tax refund. Pricing and rebates vary by software.

2 ERO must be enrolled for Republic Bank’s Refund Transfer Program to offer the Easy Advance programs. Cost to ERO per approved Easy Advance will be deducted from ERO tax preparation fees and cannot be passed to the taxpayer. If a customer does not choose a Refund Transfer, disbursement options are direct deposit or prepaid card. Net Refund refers to the taxpayer’s expected refund amount after deduction of all fees. Please check with your software provider for availability as some options may not be available. All information is as of October 2019 and is subject to change.

3 If a customer chooses direct deposit, it may take additional time for their financial institution to post the funds to their account.

4 The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Visa U.S.A. Inc. Netspend Visa Prepaid Cards must be issued and funded by a Refund Transfer with at least $50 between January 1, 2020 – May 31, 2020 (the “promotional period”) to qualify for this offer from Republic Bank & Trust Company. Netspend is not affiliated in any way with this offer and does not endorse or sponsor this offer.

5 A $7 Walmart Direct2Cash fee will be charged to the taxpayer and deducted when we receive their refund. Available at participating Walmart locations for disbursements up to $7,500. This disbursement option is not available to customers that select an Easy Advance (EA) without a Refund Transfer only product.

What ERO's Are Saying

Advanced Notification...
"I loved the App notice in the morning, you had a heads up on what you were doing that day. GREAT IDEA!"

Receivables Assistance...
"With the delay in the start of Electronic Filing these last two years, it has really helped with needed money to buy supplies, pay payroll, etc."

Text Updates...
"I really like this feature because it cut down on the calls!"