Offer your clients a $100 advance with no additional fee1!

There is no underwriting or approval process with the EASY100. Eligible customers only need their tax return to be acknowledged by the IRS and they can receive this $100 no fee Advance.

Customer Facts:

  • Taxpayers can choose to apply for any and/or all Bank Products for which they are eligible. Note: There will be no option to apply for an EASY100 after the Bank Product Application is submitted
  • Available to every eligible taxpayer whose net refund is at least $100.
  • No additional cost to the customer
  • Available for disbursement on an instant issue Netspend® Visa® Prepaid Card or direct deposit3
  • Advance is repaid upon receipt of the refund

EASY100 ERO Information:

  • Republic is the only Bank offering this option!
  • ERO must opt-in on the TIC to participate in the program.
  • Participating EROs will forfeit their (a) Netspend® Visa® Prepaid Card incentive and/or (b) the Refund Transfer incentive for the customers choosing direct deposit for their EASY100.* EROs will only forfeit the incentives for the taxpayer that is selecting the EASY100. See Software Pricing Plan Page for details. 
  • Availability based on tax software selected.
  1. ERO must be enrolled for Republic Bank’s Refund Transfer Program to offer EASY100. There is no cost to the ERO per approved EASY100. However, incentives will be forfeited for each approved taxpayer. The IRS must acknowledge the tax return to fund. Please check with your software provider for availability. EASY100 will end on April 15, 2025.

  2. The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Visa U.S.A. Inc. Ouro Global, Inc. is a registered agent of Republic Bank & Trust Company. This card may be used everywhere Visa debit cards are accepted. Card use is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement at www.republictaxpayer.com/terms for details.

  3. EASY100 proceeds are typically available within 24 hours of IRS acceptance of tax return, however, if direct deposit is selected it may take additional time for the financial institution to post the funds to the account.

What ERO's Are Saying

Tools and Features...
"I loved everything about the tools and features."

Marketing Assistance...
"Everything was delivered in a timely manner, very nice professional products and pamphlets, with checks and cards. I was very impressed by the Marketing materials!"

Customer Service...
"I think your customer service is the greatest. Thanks so much for all you do for us."