Offer your clients a $100 advance with no additional fee1!

There is no underwriting or approval process with our new EASY100. Eligible customers just need their tax return to be acknowledged by the IRS and they can receive this $100 no fee advance fast when they choose the Netspend® Visa® Prepaid Card2!

Customer Facts:

  • No additional cost to the customer
  • Available for disbursement on an instant issue Netspend® Visa® Prepaid Card or direct deposit3
  • Advance is repaid upon receipt of the refund
  • Available with or without an Easy Advance or Refund Transfer

EASY100 ERO Information:

  • Republic is the only bank offering this option!
  • ERO will opt-in on the TIC to participate in the program.
  • Participating EROs will forfeit (a) all Netspend prepaid card incentives for customers choosing Netspend prepaid card for their EASY100 and (b) the RT incentive for customers choosing direct deposit for their EASY100. See Software Pricing Plan Page for details.
  • Availability based on tax software selected.



  1. ERO must be enrolled for Republic Bank’s Refund Transfer Program to offer EASY100. There is no cost to the ERO per approved EASY100. However, incentives will be forfeited. Taxpayer’s net refund must be at least $100 to apply. The IRS must acknowledge the tax return to fund. Please check with your software provider for availability. EASY100 will end on March 31, 2023.

  2. The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Visa U.S.A. Inc. Use of the Card Account is subject to activation, ID verification, and funds availability. A Monthly Fee, transaction fees, terms, and conditions apply to the use of reloading of the Card Account.

  3. EASY100 proceeds are typically available within 24 hours of IRS acceptance of tax return, however, if direct deposit is selected it may take additional time for the financial institution to post the funds to the account.

What ERO's Are Saying

Tools and Features...
"I use all of these tools every year and they help my small business run extremely well. I have worked with other banks before who didn't offer some of this assistance. This does make a difference."

Marketing Assistance...
"I was extremely satisfied with the services that were offered!"

Customer Service...
"Republic Bank has been a great company to work with and I appreciate the securities they have set in place for EROs and their clients."