Pricing Plans

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Refund Transfer1

  • The Refund Transfer Fee for the customer is $02.
  • There are no State or Subsequent Deposit Fees charged to the customer.

Easy Advance3

Choose what's best for your business from our suite of Easy Advance options!

Easy Advance Options
Easy Advance Plus4

Want to have the highest advance amount available? Choose the Easy Advance Plus option and offer loan amounts of $6,000, $4,500, $3,000, $2,000, $1,500, $1,000 or $500 based on the taxpayer’s net refund.

For your customers that need cash quickly but don't want to pay a fee, Easy Advance Plus now has no charge to the taxpayer for the $500 or $1,000 loan amounts!

  • Customers choose their requested loan amount.
  • No charge to taxpayers for the $500 or $1,000 loan.
  • Shared cost between taxpayer and ERO for loans $1,500 and above.
  • ERO pays same fees for all approved Easy Advances.
  • Available to new and returning EROs.
preACK Easy Advance5
  • Offer an advance before e-file starts!
  • Issue money to your approved customers at the beginning of January before the IRS even opens.
  • Add-on to any Easy Advance program offered by your software.

Additional Easy Advance Details

add
  • EROs must enroll to offer.
  • Easy Advance is available through February.
  • Add on preACK Easy Advance if you want to start offering before e-file begins.
  • The Easy Advance loan application is built into your software.

Prepaid Card

The Netspend® Visa® Prepaid Card6 is available as a disbursement option for your clients. 

1. A Refund Transfer is a fee-based product offered by Republic Bank & Trust Company, Member FDIC. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer’s tax refund. Pricing and rebates vary by software.

2. ERO pays a $15 fee on each electronically filed tax return for CIT’s bundled service. When the taxpayer chooses a bank product, that $20 fee will be deducted from the ERO’s anticipated tax preparation fees.

3. ERO must be enrolled for Republic Bank's Refund Transfer Program to offer the Easy Advance programs. Cost to ERO per approved Easy Advance will be deducted from ERO tax preparation fees and cannot be passed to the taxpayer. If a customer does not choose a Refund Transfer, disbursement options are direct deposit or prepaid card. Net Refund refers to the taxpayer's expected refund amount after deduction of all fees. All information is as of August 2022 and is subject to change.

4. Easy Advance Plus losses in excess of 4% may result in forfeiture of ERO incentives.

5. There will be a charge to the ERO for each approved preACK Easy Advance.

6. The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Visa U.S.A. Inc. Use of the Card Account is subject to activation, ID verification, and funds availability. A Monthly Fee, transaction fees, terms, and conditions apply to the use and reloading of the Card Account.

What ERO's Are Saying

Tools and Features...
"I use all of these tools every year and they help my small business run extremely well. I have worked with other banks before who didn't offer some of this assistance. This does make a difference."

Marketing Assistance...
"I was extremely satisfied with the services that were offered!"

Customer Service...
"Republic Bank has been a great company to work with and I appreciate the securities they have set in place for EROs and their clients."