Easy Advance Options
Easy Advance Plus5	Choose the Easy Advance Plus option and offer loan amounts of $6,000, $4,500, $3,000, $2,000, $1,500, $1,000 or $500 based on the taxpayer’s net refund. Customers choose their loan amount and pay the associated Finance Charge. ERO pays same fees for all approved Easy Advances. Available to new and returning EROs.
preACK Easy Advance6	Offer an advance before e-file starts! Issue money to your approved customers at the beginning of January before the IRS even opens. Add-on to any Easy Advance program offered by your software.

1. A Refund Transfer is a fee-based product offered by Republic Bank & Trust Company, Member FDIC. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer’s tax refund. Pricing and rebates vary by software.

2. An ERO office will receive a rebate of $10 for each Netspend Card, up to 10 (ten) cards, or $15 if the office volume is 11 (eleven) or greater, for all cards issued and funded by a Refund Transfer with at least $50 between January 1, 2024 - May 31, 2024 (the “promotional period”). This offer is from Republic Bank & Trust Company. Not all software providers participate in the rebate program. Netspend or Visa are not affiliated in any way with this offer and do not endorse or sponsor this offer.

3. The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Visa U.S.A. Inc. Netspend, is a registered agent of Republic Bank & Trust Company. This card may be used everywhere Visa debit cards are accepted. Card use is subject to activation, ID verification and funds availability.  Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement at republictaxpayer.com/terms for details. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

4. ERO must be enrolled for Republic Bank's Refund Transfer Program to offer the Easy Advance programs. Cost to ERO per approved Easy Advance will be deducted from ERO tax preparation fees and cannot be passed to the taxpayer. If a customer does not choose a Refund Transfer, disbursement options are direct deposit or prepaid card. Net Refund refers to the taxpayer's expected refund amount after deduction of all fees. All information is as of September 2023 and is subject to change.

5. Easy Advance Plus losses in excess of 4% may result in forfeiture of ERO incentives. Incentives are calculated on May 31st each year.

6. There will be a charge to the ERO for each approved preACK Easy Advance.