Easy Advance Options
Easy Advance Plus5	Want to have the highest advance amount available? Choose the Easy Advance Plus option and offer loan amounts of $6,000, $4,500, $3,000, $2,000, $1,500, $1,000 or $500 based on the taxpayer’s net refund. For your customers that need cash quickly but don't want to pay a fee, Easy Advance Plus now has no charge to the taxpayer for the $500 or $1,000 loan amounts! Customers choose their requested loan amount. No charge to taxpayers for the $500 or $1,000 loan. Shared cost between taxpayer and ERO for loans $1,500 and above. ERO pays same fees for all approved Easy Advances. Available to new and returning EROs.
preACK Easy Advance6	Offer an advance before e-file starts! Issue money to your approved customers at the beginning of January before the IRS even opens. Add-on to any Easy Advance program offered by your software.

1. A Refund Transfer is a fee-based product offered by Republic Bank & Trust Company, Member FDIC. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer’s tax refund. Pricing and rebates vary by software.

2. An ERO office will receive a rebate of $10 for each Netspend Card, up to 10 (ten) cards, or $15 if the office volume is 11 (eleven) or greater, for all cards issued and funded by a Refund Transfer with at least $50 between January 1, 2023 - May 31, 2023 (the “promotional period”). This offer is from Republic Bank & Trust Company. Not all software providers participate in the rebate program. Netspend or Visa are not affiliated in any way with this offer and do not endorse or sponsor this offer.

3. The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, Member FDIC pursuant to a license from Visa U.S.A. Inc. Use of the card Account is subject to activation, ID verification, and funds availability. A Monthly Fee, transaction fees, terms, and conditions apply to the use and reloading of the Card Acount.

4. ERO must be enrolled for Republic Bank's Refund Transfer Program to offer the Easy Advance programs. Cost to ERO per approved Easy Advance will be deducted from ERO tax preparation fees and cannot be passed to the taxpayer. If a customer does not choose a Refund Transfer, disbursement options are direct deposit or prepaid card. Net Refund refers to the taxpayer's expected refund amount after deduction of all fees. All information is as of August 2022 and is subject to change.

5. Easy Advance Plus losses in excess of 4% may result in forfeiture of ERO incentives.

6. There will be a charge to the ERO for each approved preACK Easy Advance.