Refund Transfer (RT)
It's just that easy!
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Keep in mind:
The Refund Transfer Fee will be charged upon receipt of the first funding, regardless of whether it is a federal or state refund. A Subsequent Funding Fee will apply for each additional funding we receive, regardless of whether it is a federal or state refund.
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How long does it take?
Timing depends on when the IRS or State releases the refund to Republic Bank. The IRS typically processes e-filed tax returns in less than 21 days unless it needs further review. See irs.gov for the latest timing estimates.
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*Important: The IRS will not start releasing refunds for taxpayers that have the Earned Income Tax Credit and/or Additional Child Tax Credit until February 15, 2020 due to The PATH Act.
Clients need money in a hurry? Check out our Easy Advance!
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Why do customers choose a Refund Transfer?
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Convenience
Customers want their taxes prepared professionally by you without having to pay anything up front.
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Speed
An RT allows customers without bank accounts access to their funds quickly. Taxpayers won't have to wait on a paper check to be mailed from the IRS. Bank checks printed in your office can be picked up the same day you print.
We also offer Netspend® Visa® Prepaid Cards and Walmart Direct2Cash for those without a traditional banking relationship.
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Security
Many taxpayers, even those with bank accounts, prefer to pick up a bank issued check from the safety of their tax office rather than receiving an IRS issued check in the mail or a direct deposit.
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