Products Overview

Republic Bank's Tax Refund Solutions can make
your tax season easier!



Refund Transfer1

A Refund Transfer (RT) will allow your customers to pay their tax preparation related fees and other amounts with their refund.


Easy Advance2

Our Easy Advance (EA) gives your customer the option to apply for a loan secured by their tax refund and if approved, get their money as soon as the same day!3


Disbursement Options

Your customers have choices when it comes to how they receive their bank product proceeds.


Bank Checks cashed at



Local Banks



Or Customers Can Choose:


Direct Deposit

Prepaid Card4

Walmart Direct2Cash5


Check Cashing Options

For customers who choose a bank check, we provide extensive Check Cashing Options at a variety of well-known banks and retailers.

1A Refund Transfer is a fee-based product offered by Republic Bank & Trust Company, member FDIC. A Refund Transfer Fee and all other authorized amounts will be deducted from the taxpayer’s tax refund. Pricing and rebates vary by software.

2ERO must be enrolled for Republic Bank’s Refund Transfer Program to offer the Easy Advance programs. Cost to ERO per approved Easy Advance will be deducted from ERO tax preparation fees and cannot be passed to the taxpayer. If a customer does not choose a Refund Transfer, disbursement options are direct deposit or prepaid card. Net Refund refers to the taxpayer’s expected refund amount after deduction of all fees. Please check with your software provider for availability. All information is as of October 2018 and is subject to change.

3If a customer chooses direct deposit, it may take additional time for their financial institution to post the funds to their account.

4The Netspend Visa Prepaid Card is issued by Republic Bank & Trust Company, member FDIC pursuant to a license from Visa U.S.A. Inc. Use of the Card Account is subject to activation, ID verification, and funds availability. A Monthly Fee, transaction fees, terms, and conditions apply to the use and reloading of the Card Account.

5A $7 Walmart Direct2Cash fee will be charged to the taxpayer and deducted when we receive their refund. Available at participating Walmart locations for disbursements up to $7,500. This disbursement option is not available to customers that select an Easy Advance (EA) without a Refund Transfer only product.